Fair Haven Workers’ Compensation Attorney

As an employee in Vermont, you have certain rights if you are injured on the job, including the right to compensation if your injuries are work-related. At the office of Larson & Gallivan Law, we know that while injured workers are legally entitled to compensation, workers’ compensation insurance adjusters aren’t always eager to pay claimants what they’re owed.

If you have been denied compensation or need help navigating the workers’ compensation process, our Fair Haven workers’ compensation attorneys can help. Reach out to us today for your free consultation.

What Is Workers’ Compensation Insurance?

Workers’ compensation insurance is a type of no-fault insurance that pays for a worker’s medical expenses and a portion of their lost wages if they are injured at work. According to the Vermont department of labor, workers’ compensation laws are intended to provide workers with a speedy remedy; for employers, workers’ compensation law provides protections from liability.

The vast majority of employers in VT are required under law to carry workers’ compensation coverage.

Benefits Provided By Workers’ Compensation

If you have been injured at work, the only thing that you have to do is prove that you qualify for coverage is that your injuries happened on the job or are related to employment. You do not have to prove fault or liability. The Workers’ compensation benefits include:

Medical benefits
Workers’ compensation will pay for all necessary and reasonable medical costs related to the workplace injury. It includes:

• Emergency care services
• Hospitalization
• Surgeries
• Medications
• Physical therapy
• Acupuncture
• Massage
• Other medical expenses as long as the treatment is recommended by a doctor

Disability benefits

If a workplace injury results in an employee missing work, they maintain the right to receive lost wage/disability benefits. Benefits are paid at a rate of roughly two-thirds of the worker’s average weekly wage before the incident. If the injury is permanent, permanent injury benefits may also be available.

Vocational benefits

Vocational benefits are designed to help employees transition to a new career if their injuries prohibit them from doing the same work they did before the accident.

Death benefits

If a workplace injury results in death, death benefits for beneficiaries are available.